Wall Street RegretsThe regret calculator.

What if you'd held XITK?

A $1,000 investment in State Street SPDR FactSet Innovative Technology ETF (XITK) at the month-end close of 2016-01 would be worth $4,473 at the close of 2026-08 — +347.3% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $3,973.

$1,000 since 2016$4,473Total return+347.3%Multiple4.5×CAGR+15.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,473Gain+$3,473 (+347.3%)Multiple4.5×CAGR+15.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2016$4,4732017$3,6122018$2,6562019$2,4682020$1,8022021$9472022$1,0672023$2,0312024$1,3922025$1,1692026$1,140

    Every year, $1,000 from 2016

    YearValue of $1,000Year return
    2016$1,000
    2017$1,360+36.0%
    2018$1,464+7.6%
    2019$2,005+37.0%
    2020$3,813+90.2%
    2021$3,385-11.2%
    2022$1,779-47.4%
    2023$2,595+45.9%
    2024$3,091+19.1%
    2025$3,169+2.5%
    2026$3,612+14.0%

    Best and worst month-end to buy

    The best single month-end close to have bought XITK was 2016-01 ($45.47): $1,000 then is $4,473 today. The worst was 2021-02 ($232): $1,000 then is $878.

    FAQ

    What would $1,000 in XITK be worth today?

    A $1,000 investment in State Street SPDR FactSet Innovative Technology ETF (XITK) at the start of 2016 would be worth about $4,473 today, a total return of +347.3%. Dividends are reinvested in these figures.

    What were the best and worst years for XITK?

    State Street SPDR FactSet Innovative Technology ETF (XITK)'s strongest calendar year since 2016 was 2020, a +90.2% return — $1,000 held through that year became about $1,902 by year-end. Its weakest year was 2022, at -47.4%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XITK have grown?

    Investing $100 at the end of every month since 2016-01 would have grown to about $23,972 on $12,800 invested.

    Did XITK beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $3,973. XITK beat the S&P 500 by +12.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    State Street SPDR FactSet Innovative Technology ETF (XITK) historical total-return data from 2016-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.