What if you'd held SCHC?
A $1,000 investment in Schwab International Small-Cap Equity ETF (SCHC) at the month-end close of 2010-01 would be worth $3,405 at the close of 2026-08 — +240.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,178.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2010
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2010 | $1,000 | — |
| 2011 | $831 | -16.9% |
| 2012 | $990 | +19.2% |
| 2013 | $1,202 | +21.4% |
| 2014 | $1,115 | -7.2% |
| 2015 | $1,141 | +2.3% |
| 2016 | $1,175 | +3.0% |
| 2017 | $1,521 | +29.5% |
| 2018 | $1,238 | -18.6% |
| 2019 | $1,523 | +23.1% |
| 2020 | $1,683 | +10.5% |
| 2021 | $1,885 | +12.0% |
| 2022 | $1,475 | -21.8% |
| 2023 | $1,687 | +14.4% |
| 2024 | $1,721 | +2.0% |
| 2025 | $2,367 | +37.6% |
| 2026 | $2,653 | +12.1% |
Best and worst month-end to buy
The best single month-end close to have bought SCHC was 2010-06 ($14.17): $1,000 then is $3,593 today. The worst was 2026-02 ($51.42): $1,000 then is $990.
FAQ
What would $1,000 in SCHC be worth today?
A $1,000 investment in Schwab International Small-Cap Equity ETF (SCHC) at the start of 2010 would be worth about $3,405 today, a total return of +240.5%. Dividends are reinvested in these figures.
What were the best and worst years for SCHC?
Schwab International Small-Cap Equity ETF (SCHC)'s strongest calendar year since 2010 was 2025, a +37.6% return — $1,000 held through that year became about $1,376 by year-end. Its weakest year was 2022, at -21.8%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SCHC have grown?
Investing $100 at the end of every month since 2010-01 would have grown to about $40,918 on $20,000 invested.
Did SCHC beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $7,178. SCHC trailed the S&P 500 by +52.6% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Schwab International Small-Cap Equity ETF (SCHC) historical total-return data from 2010-01 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.