Wall Street RegretsThe regret calculator.

What if you'd held SCHE?

A $1,000 investment in Schwab Emerging Markets Equity ETF (SCHE) at the month-end close of 2010-01 would be worth $2,420 at the close of 2026-08 — +142.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,178.

$1,000 since 2010$2,420Total return+142.0%Multiple2.4×CAGR+5.5%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$2,420Gain+$1,420 (+142.0%)Multiple2.4×CAGR+5.5%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$2,4202011$1,9022012$2,3532013$1,9962014$2,0862015$2,0872016$2,4942017$2,2062018$1,6622019$1,9232020$1,5982021$1,3962022$1,4052023$1,7102024$1,5702025$1,4192026$1,122

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$808-19.2%
    2012$953+17.9%
    2013$912-4.3%
    2014$911-0.1%
    2015$763-16.3%
    2016$862+13.1%
    2017$1,144+32.7%
    2018$989-13.5%
    2019$1,190+20.3%
    2020$1,363+14.5%
    2021$1,354-0.6%
    2022$1,112-17.8%
    2023$1,212+8.9%
    2024$1,340+10.6%
    2025$1,696+26.5%
    2026$1,902+12.2%

    Best and worst month-end to buy

    The best single month-end close to have bought SCHE was 2016-02 ($13.87): $1,000 then is $2,645 today. The worst was 2026-08 ($36.69): $1,000 then is $1,000.

    FAQ

    What would $1,000 in SCHE be worth today?

    A $1,000 investment in Schwab Emerging Markets Equity ETF (SCHE) at the start of 2010 would be worth about $2,420 today, a total return of +142.0%. Dividends are reinvested in these figures.

    What were the best and worst years for SCHE?

    Schwab Emerging Markets Equity ETF (SCHE)'s strongest calendar year since 2010 was 2017, a +32.7% return — $1,000 held through that year became about $1,327 by year-end. Its weakest year was 2011, at -19.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SCHE have grown?

    Investing $100 at the end of every month since 2010-01 would have grown to about $36,295 on $20,000 invested.

    Did SCHE beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,178. SCHE trailed the S&P 500 by +66.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Schwab Emerging Markets Equity ETF (SCHE) historical total-return data from 2010-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.