Wall Street RegretsThe regret calculator.

What if you'd held UBT?

A $1,000 investment in ProShares Ultra 20+ Year Treasury (UBT) at the month-end close of 2010-01 would be worth $1,046 at the close of 2026-08 — +4.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,178.

$1,000 since 2010$1,046Total return+4.6%Multiple1.0×CAGR+0.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,046Gain+$46.27 (+4.6%)Multiple1.0×CAGR+0.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$1,0462011$9512012$5512013$5362014$7322015$4562016$4952017$4952018$4272019$4562020$3672021$2782022$3162023$7122024$7392025$9452026$926

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$1,728+72.8%
    2012$1,775+2.8%
    2013$1,299-26.8%
    2014$2,085+60.4%
    2015$1,920-7.9%
    2016$1,920+0.0%
    2017$2,230+16.1%
    2018$2,084-6.5%
    2019$2,593+24.4%
    2020$3,420+31.9%
    2021$3,005-12.1%
    2022$1,336-55.5%
    2023$1,287-3.7%
    2024$1,006-21.8%
    2025$1,027+2.1%
    2026$951-7.4%

    Best and worst month-end to buy

    The best single month-end close to have bought UBT was 2010-03 ($13.76): $1,000 then is $1,101 today. The worst was 2020-07 ($63.87): $1,000 then is $237.

    FAQ

    What would $1,000 in UBT be worth today?

    A $1,000 investment in ProShares Ultra 20+ Year Treasury (UBT) at the start of 2010 would be worth about $1,046 today, a total return of +4.6%. Dividends are reinvested in these figures.

    What were the best and worst years for UBT?

    ProShares Ultra 20+ Year Treasury (UBT)'s strongest calendar year since 2010 was 2011, a +72.8% return — $1,000 held through that year became about $1,728 by year-end. Its weakest year was 2022, at -55.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UBT have grown?

    Investing $100 at the end of every month since 2010-01 would have grown to about $11,911 on $20,000 invested.

    Did UBT beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,178. UBT trailed the S&P 500 by +85.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Ultra 20+ Year Treasury (UBT) historical total-return data from 2010-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.