Wall Street RegretsThe regret calculator.

What if you'd held UNL?

A $1,000 investment in United States 12 Month Natural Gas Fund (UNL) at the month-end close of 2010-01 would be worth $116 at the close of 2026-08 — -88.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,178.

$1,000 since 2010$116Total return-88.4%Multiple0.12×CAGR-12.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$116Gain+$-884 (-88.4%)Multiple0.1×CAGR-12.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2010$1162011$1682012$2772013$3402014$3192015$4242016$6042017$5012018$6382019$5672020$6982021$7722022$5002023$3402024$6832025$7172026$794

    Every year, $1,000 from 2010

    YearValue of $1,000Year return
    2010$1,000
    2011$604-39.6%
    2012$493-18.4%
    2013$525+6.4%
    2014$395-24.7%
    2015$277-29.8%
    2016$334+20.5%
    2017$263-21.5%
    2018$295+12.5%
    2019$240-18.8%
    2020$217-9.5%
    2021$335+54.4%
    2022$493+47.0%
    2023$245-50.2%
    2024$234-4.8%
    2025$211-9.7%
    2026$168-20.6%

    Best and worst month-end to buy

    The best single month-end close to have bought UNL was 2026-08 ($5.86): $1,000 then is $1,000 today. The worst was 2010-01 ($50.49): $1,000 then is $116.

    FAQ

    What would $1,000 in UNL be worth today?

    A $1,000 investment in United States 12 Month Natural Gas Fund (UNL) at the start of 2010 would be worth about $116 today, a total return of -88.4%. Dividends are reinvested in these figures.

    What were the best and worst years for UNL?

    United States 12 Month Natural Gas Fund (UNL)'s strongest calendar year since 2010 was 2021, a +54.4% return — $1,000 held through that year became about $1,544 by year-end. Its weakest year was 2023, at -50.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UNL have grown?

    Investing $100 at the end of every month since 2010-01 would have grown to about $10,096 on $20,000 invested.

    Did UNL beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,178. UNL trailed the S&P 500 by +98.4% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    United States 12 Month Natural Gas Fund (UNL) historical total-return data from 2010-01 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.