Wall Street RegretsThe regret calculator.

What if you'd held SFNC?

A $1,000 investment in Simmons First National Corporation (SFNC) at the month-end close of 1985-03 would be worth $27,539 at the close of 2026-08 — +2653.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $42,666.

$1,000 since 1985$27,539Total return+2653.9%Multiple27.5×CAGR+8.3%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$27,539Gain+$26,539 (+2653.9%)Multiple27.5×CAGR+8.3%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2000$8,0402001$8,5662002$5,7612003$4,9162004$3,1892005$2,9732006$3,0362007$2,6152008$3,0142009$2,6412010$2,7182011$2,5782012$2,6212013$2,7192014$1,8012015$1,6102016$1,2492017$1,0132018$1,0832019$1,2562020$1,1022021$1,3142022$9362023$1,2422024$1,2932025$1,1082026$1,249

    Every year, $1,000 from 1985

    YearValue of $1,000Year return
    1985$1,000
    1986$775-22.5%
    1987$734-5.4%
    1988$934+27.2%
    1989$1,025+9.7%
    1990$1,225+19.5%
    1991$1,585+29.4%
    1992$2,834+78.8%
    1993$3,508+23.8%
    1994$3,006-14.3%
    1995$4,074+35.5%
    1996$5,519+35.5%
    1997$8,734+58.3%
    1998$7,843-10.2%
    1999$5,409-31.0%
    2000$5,077-6.1%
    2001$7,549+48.7%
    2002$8,847+17.2%
    2003$13,636+54.1%
    2004$14,630+7.3%
    2005$14,326-2.1%
    2006$16,630+16.1%
    2007$14,428-13.2%
    2008$16,468+14.1%
    2009$16,004-2.8%
    2010$16,868+5.4%
    2011$16,592-1.6%
    2012$15,994-3.6%
    2013$24,147+51.0%
    2014$27,011+11.9%
    2015$34,809+28.9%
    2016$42,936+23.3%
    2017$40,170-6.4%
    2018$34,638-13.8%
    2019$39,453+13.9%
    2020$33,102-16.1%
    2021$46,449+40.3%
    2022$35,013-24.6%
    2023$33,626-4.0%
    2024$39,243+16.7%
    2025$34,826-11.3%
    2026$43,491+24.9%

    Best and worst month-end to buy

    The best single month-end close to have bought SFNC was 1987-10 ($0.36): $1,000 then is $63,850 today. The worst was 2021-05 ($24.92): $1,000 then is $925.

    FAQ

    What would $1,000 in SFNC be worth today?

    A $1,000 investment in Simmons First National Corporation (SFNC) at the start of 1985 would be worth about $27,539 today, a total return of +2653.9%. Dividends are reinvested in these figures.

    What were the best and worst years for SFNC?

    Simmons First National Corporation (SFNC)'s strongest calendar year since 1985 was 1992, a +78.8% return — $1,000 held through that year became about $1,788 by year-end. Its weakest year was 1999, at -31.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in SFNC have grown?

    Investing $100 at the end of every month since 1985-03 would have grown to about $559,405 on $49,800 invested.

    Did SFNC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $42,666. SFNC trailed the S&P 500 by +35.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Simmons First National Corporation (SFNC) historical total-return data from 1985-03 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.