What if you'd held UTL?
A $1,000 investment in UNITIL Corporation (UTL) at the month-end close of 1985-03 would be worth $48,518 at the close of 2026-08 — +4751.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $42,666.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 1985
| Year | Value of $1,000 | Year return |
|---|---|---|
| 1985 | $1,000 | — |
| 1986 | $1,198 | +19.8% |
| 1987 | $1,301 | +8.6% |
| 1988 | $1,429 | +9.9% |
| 1989 | $1,862 | +30.3% |
| 1990 | $1,756 | -5.7% |
| 1991 | $2,215 | +26.1% |
| 1992 | $2,443 | +10.3% |
| 1993 | $2,807 | +14.9% |
| 1994 | $2,504 | -10.8% |
| 1995 | $3,462 | +38.3% |
| 1996 | $3,526 | +1.8% |
| 1997 | $4,567 | +29.5% |
| 1998 | $5,047 | +10.5% |
| 1999 | $7,574 | +50.1% |
| 2000 | $5,895 | -22.2% |
| 2001 | $5,499 | -6.7% |
| 2002 | $6,145 | +11.8% |
| 2003 | $6,758 | +10.0% |
| 2004 | $7,797 | +15.4% |
| 2005 | $7,301 | -6.4% |
| 2006 | $7,778 | +6.5% |
| 2007 | $9,193 | +18.2% |
| 2008 | $7,024 | -23.6% |
| 2009 | $8,352 | +18.9% |
| 2010 | $8,790 | +5.2% |
| 2011 | $11,593 | +31.9% |
| 2012 | $11,143 | -3.9% |
| 2013 | $13,730 | +23.2% |
| 2014 | $17,217 | +25.4% |
| 2015 | $17,537 | +1.9% |
| 2016 | $22,942 | +30.8% |
| 2017 | $23,789 | +3.7% |
| 2018 | $27,233 | +14.5% |
| 2019 | $34,123 | +25.3% |
| 2020 | $25,272 | -25.9% |
| 2021 | $27,118 | +7.3% |
| 2022 | $31,198 | +15.0% |
| 2023 | $32,954 | +5.6% |
| 2024 | $35,039 | +6.3% |
| 2025 | $32,435 | -7.4% |
| 2026 | $37,164 | +14.6% |
Best and worst month-end to buy
The best single month-end close to have bought UTL was 1985-03 ($1.11): $1,000 then is $48,518 today. The worst was 2024-07 ($56.74): $1,000 then is $952.
FAQ
What would $1,000 in UTL be worth today?
A $1,000 investment in UNITIL Corporation (UTL) at the start of 1985 would be worth about $48,518 today, a total return of +4751.8%. Dividends are reinvested in these figures.
What were the best and worst years for UTL?
UNITIL Corporation (UTL)'s strongest calendar year since 1985 was 1999, a +50.1% return — $1,000 held through that year became about $1,501 by year-end. Its weakest year was 2020, at -25.9%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in UTL have grown?
Investing $100 at the end of every month since 1985-03 would have grown to about $429,427 on $49,800 invested.
Did UTL beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $42,666. UTL beat the S&P 500 by +13.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
UNITIL Corporation (UTL) historical total-return data from 1985-03 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.