What if you'd held SHBI?
A $1,000 investment in Shore Bancshares, Inc. (SHBI) at the month-end close of 2001-04 would be worth $3,502 at the close of 2026-08 — +250.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,169.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $1,341 | +34.1% |
| 2003 | $2,222 | +65.6% |
| 2004 | $2,166 | -2.5% |
| 2005 | $1,942 | -10.4% |
| 2006 | $2,834 | +45.9% |
| 2007 | $2,117 | -25.3% |
| 2008 | $2,381 | +12.5% |
| 2009 | $1,494 | -37.3% |
| 2010 | $1,108 | -25.8% |
| 2011 | $548 | -50.6% |
| 2012 | $575 | +4.9% |
| 2013 | $983 | +71.0% |
| 2014 | $996 | +1.3% |
| 2015 | $1,164 | +16.9% |
| 2016 | $1,651 | +41.9% |
| 2017 | $1,832 | +10.9% |
| 2018 | $1,624 | -11.3% |
| 2019 | $1,991 | +22.6% |
| 2020 | $1,747 | -12.3% |
| 2021 | $2,566 | +46.9% |
| 2022 | $2,198 | -14.4% |
| 2023 | $1,866 | -15.1% |
| 2024 | $2,158 | +15.6% |
| 2025 | $2,482 | +15.0% |
| 2026 | $3,277 | +32.0% |
Best and worst month-end to buy
The best single month-end close to have bought SHBI was 2011-09 ($3.25): $1,000 then is $7,089 today. The worst was 2026-07 ($24.45): $1,000 then is $942.
FAQ
What would $1,000 in SHBI be worth today?
A $1,000 investment in Shore Bancshares, Inc. (SHBI) at the start of 2001 would be worth about $3,502 today, a total return of +250.2%. Dividends are reinvested in these figures.
What were the best and worst years for SHBI?
Shore Bancshares, Inc. (SHBI)'s strongest calendar year since 2001 was 2013, a +71.0% return — $1,000 held through that year became about $1,710 by year-end. Its weakest year was 2011, at -50.6%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in SHBI have grown?
Investing $100 at the end of every month since 2001-04 would have grown to about $70,953 on $30,500 invested.
Did SHBI beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,169. SHBI trailed the S&P 500 by +43.2% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Shore Bancshares, Inc. (SHBI) historical total-return data from 2001-04 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.