Wall Street RegretsThe regret calculator.

What if you'd held RTH?

A $1,000 investment in VanEck Retail ETF (RTH) at the month-end close of 2001-05 would be worth $11,568 at the close of 2026-08 — +1056.8% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,138.

$1,000 since 2001$11,568Total return+1056.8%Multiple11.6×CAGR+10.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$11,568Gain+$10,568 (+1056.8%)Multiple11.6×CAGR+10.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2001$11,5682002$11,4792003$15,7962004$12,1222005$10,9992006$10,8002007$10,0862008$10,5952009$12,9532010$10,1772011$8,9012012$8,4822013$7,0702014$5,0412015$4,2642016$3,8432017$3,8702018$3,1612019$3,0442020$2,3582021$1,7922022$1,4342023$1,7422024$1,4512025$1,2092026$1,076

    Every year, $1,000 from 2001

    YearValue of $1,000Year return
    2001$1,000
    2002$727-27.3%
    2003$947+30.3%
    2004$1,044+10.2%
    2005$1,063+1.8%
    2006$1,138+7.1%
    2007$1,083-4.8%
    2008$886-18.2%
    2009$1,128+27.3%
    2010$1,290+14.3%
    2011$1,353+4.9%
    2012$1,624+20.0%
    2013$2,277+40.3%
    2014$2,692+18.2%
    2015$2,987+11.0%
    2016$2,966-0.7%
    2017$3,631+22.4%
    2018$3,772+3.9%
    2019$4,868+29.1%
    2020$6,407+31.6%
    2021$8,006+24.9%
    2022$6,591-17.7%
    2023$7,914+20.1%
    2024$9,498+20.0%
    2025$10,672+12.4%
    2026$11,479+7.6%

    Best and worst month-end to buy

    The best single month-end close to have bought RTH was 2003-01 ($16.12): $1,000 then is $16,649 today. The worst was 2026-04 ($270): $1,000 then is $994.

    FAQ

    What would $1,000 in RTH be worth today?

    A $1,000 investment in VanEck Retail ETF (RTH) at the start of 2001 would be worth about $11,568 today, a total return of +1056.8%. Dividends are reinvested in these figures.

    What were the best and worst years for RTH?

    VanEck Retail ETF (RTH)'s strongest calendar year since 2001 was 2013, a +40.3% return — $1,000 held through that year became about $1,403 by year-end. Its weakest year was 2002, at -27.3%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in RTH have grown?

    Investing $100 at the end of every month since 2001-05 would have grown to about $198,600 on $30,400 invested.

    Did RTH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,138. RTH beat the S&P 500 by +88.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Retail ETF (RTH) historical total-return data from 2001-05 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.