What if you'd held BFH?
A $1,000 investment in Bread Financial Holdings, Inc. (BFH) at the month-end close of 2001-06 would be worth $10,555 at the close of 2026-08 — +955.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,295.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $925 | -7.5% |
| 2003 | $1,445 | +56.1% |
| 2004 | $2,479 | +71.6% |
| 2005 | $1,858 | -25.0% |
| 2006 | $3,261 | +75.5% |
| 2007 | $3,915 | +20.1% |
| 2008 | $2,430 | -37.9% |
| 2009 | $3,372 | +38.8% |
| 2010 | $3,708 | +10.0% |
| 2011 | $5,421 | +46.2% |
| 2012 | $7,558 | +39.4% |
| 2013 | $13,727 | +81.6% |
| 2014 | $14,935 | +8.8% |
| 2015 | $14,439 | -3.3% |
| 2016 | $11,960 | -17.2% |
| 2017 | $13,385 | +11.9% |
| 2018 | $8,008 | -40.2% |
| 2019 | $6,101 | -23.8% |
| 2020 | $4,106 | -32.7% |
| 2021 | $4,665 | +13.6% |
| 2022 | $2,686 | -42.4% |
| 2023 | $2,411 | -10.2% |
| 2024 | $4,557 | +89.0% |
| 2025 | $5,607 | +23.0% |
| 2026 | $8,264 | +47.4% |
Best and worst month-end to buy
The best single month-end close to have bought BFH was 2001-06 ($10.28): $1,000 then is $10,555 today. The worst was 2015-05 ($204): $1,000 then is $531.
FAQ
What would $1,000 in BFH be worth today?
A $1,000 investment in Bread Financial Holdings, Inc. (BFH) at the start of 2001 would be worth about $10,555 today, a total return of +955.5%. Dividends are reinvested in these figures.
What were the best and worst years for BFH?
Bread Financial Holdings, Inc. (BFH)'s strongest calendar year since 2001 was 2024, a +89.0% return — $1,000 held through that year became about $1,890 by year-end. Its weakest year was 2022, at -42.4%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in BFH have grown?
Investing $100 at the end of every month since 2001-06 would have grown to about $80,136 on $30,300 invested.
Did BFH beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,295. BFH beat the S&P 500 by +67.7% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
Bread Financial Holdings, Inc. (BFH) historical total-return data from 2001-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.