What if you'd held COFS?
A $1,000 investment in ChoiceOne Financial Services, Inc. (COFS) at the month-end close of 2001-06 would be worth $6,849 at the close of 2026-08 — +584.9% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,295.
Your scenario
Result
If you'd bought $1,000 at the start of each year
Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.
Every year, $1,000 from 2001
| Year | Value of $1,000 | Year return |
|---|---|---|
| 2001 | $1,000 | — |
| 2002 | $1,021 | +2.1% |
| 2003 | $1,243 | +21.8% |
| 2004 | $1,732 | +39.3% |
| 2005 | $1,513 | -12.6% |
| 2006 | $1,503 | -0.7% |
| 2007 | $1,113 | -25.9% |
| 2008 | $794 | -28.7% |
| 2009 | $922 | +16.1% |
| 2010 | $1,293 | +40.3% |
| 2011 | $1,377 | +6.5% |
| 2012 | $1,682 | +22.2% |
| 2013 | $2,058 | +22.3% |
| 2014 | $2,856 | +38.8% |
| 2015 | $3,041 | +6.5% |
| 2016 | $3,128 | +2.8% |
| 2017 | $3,392 | +8.4% |
| 2018 | $3,847 | +13.4% |
| 2019 | $5,165 | +34.2% |
| 2020 | $5,120 | -0.9% |
| 2021 | $4,563 | -10.9% |
| 2022 | $5,221 | +14.4% |
| 2023 | $5,497 | +5.3% |
| 2024 | $6,940 | +26.3% |
| 2025 | $5,969 | -14.0% |
| 2026 | $6,849 | +14.7% |
Best and worst month-end to buy
The best single month-end close to have bought COFS was 2009-01 ($2.48): $1,000 then is $13,395 today. The worst was 2024-11 ($35.13): $1,000 then is $946.
FAQ
What would $1,000 in COFS be worth today?
A $1,000 investment in ChoiceOne Financial Services, Inc. (COFS) at the start of 2001 would be worth about $6,849 today, a total return of +584.9%. Dividends are reinvested in these figures.
What were the best and worst years for COFS?
ChoiceOne Financial Services, Inc. (COFS)'s strongest calendar year since 2001 was 2010, a +40.3% return — $1,000 held through that year became about $1,403 by year-end. Its weakest year was 2008, at -28.7%.
Does the calculator include dividends and splits?
Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.
How much would $100 per month in COFS have grown?
Investing $100 at the end of every month since 2001-06 would have grown to about $113,447 on $30,300 invested.
Did COFS beat the S&P 500?
Over the same period, $1,000 in the S&P 500 index would be worth $6,295. COFS beat the S&P 500 by +8.8% in total return.
Is this investment advice?
No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.
Methodology
ChoiceOne Financial Services, Inc. (COFS) historical total-return data from 2001-06 to 2026-08, reduced to month-end closes for the tables above.
Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.
Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.
What if you'd held…
Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.