Wall Street RegretsThe regret calculator.

What if you'd held TOPS?

A $1,000 investment in TOP Ships, Inc. (TOPS) at the month-end close of 2004-08 would be worth $0.00000000 at the close of 2026-08 — -100.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,980.

$1,000 since 2004$0.00000000Total return-100.0%Multiple0.00×CAGR-78.2%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$0.00000000Gain+$-1,000 (-100.0%)Multiple0.0×CAGR-78.2%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$0.000000002005$0.000000002006$0.000000002007$0.000000002008$0.000000002009$0.000000002010$0.000000002011$0.000000002012$0.000000002013$0.000000002014$0.000000002015$0.000000002016$0.000000012017$0.000000022018$0.0027232019$0.0083032020$0.172021$2.812022$4.052023$53.612024$52.302025$1352026$181

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$799-20.1%
    2006$536-33.0%
    2007$385-28.2%
    2008$62.59-83.7%
    2009$38.78-38.0%
    2010$41.86+7.9%
    2011$6.87-83.6%
    2012$3.61-47.5%
    2013$6.91+91.5%
    2014$0.58-91.6%
    2015$0.18-69.8%
    2016$0.12-29.7%
    2017$0.00000076-100.0%
    2018$0.00000025-67.2%
    2019$0.00000001-95.1%
    2020$0.00000000-94.0%
    2021$0.00000000-30.6%
    2022$0.00000000-92.4%
    2023$0.00000000+2.5%
    2024$0.00000000-61.4%
    2025$0.00000000-25.2%
    2026$0.00000000-81.9%

    Best and worst month-end to buy

    The best single month-end close to have bought TOPS was 2026-07 ($0.63): $1,000 then is $1,297 today. The worst was 2004-11 ($540350.14B): $1,000 then is $0.00000000.

    FAQ

    What would $1,000 in TOPS be worth today?

    A $1,000 investment in TOP Ships, Inc. (TOPS) at the start of 2004 would be worth about $0.00000000 today, a total return of -100.0%. Dividends are reinvested in these figures.

    What were the best and worst years for TOPS?

    TOP Ships, Inc. (TOPS)'s strongest calendar year since 2004 was 2013, a +91.5% return — $1,000 held through that year became about $1,915 by year-end. Its weakest year was 2017, at -100.0%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TOPS have grown?

    Investing $100 at the end of every month since 2004-08 would have grown to about $922 on $26,500 invested.

    Did TOPS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,980. TOPS trailed the S&P 500 by +100.0% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    TOP Ships, Inc. (TOPS) historical total-return data from 2004-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.