Wall Street RegretsThe regret calculator.

What if you'd held NEPH?

A $1,000 investment in Nephros, Inc. (NEPH) at the month-end close of 2004-09 would be worth $5.14 at the close of 2026-08 — -99.5% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,916.

$1,000 since 2004$5.14Total return-99.5%Multiple0.01×CAGR-21.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$5.14Gain+$-995 (-99.5%)Multiple0.0×CAGR-21.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$5.142005$5.582006$18.362007$18.242008$52.892009$2202010$33.902011$2642012$7672013$4442014$1,2592015$6692016$2,4042017$1,4292018$1,1752019$9282020$4782021$5552022$8072023$4,1032024$1,3762025$3,2382026$975

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$304-69.6%
    2006$306+0.7%
    2007$105-65.5%
    2008$25.32-76.0%
    2009$165+550.0%
    2010$21.10-87.2%
    2011$7.28-65.5%
    2012$12.55+72.5%
    2013$4.43-64.7%
    2014$8.33+88.1%
    2015$2.32-72.2%
    2016$3.90+68.2%
    2017$4.75+21.6%
    2018$6.01+26.7%
    2019$11.66+94.0%
    2020$10.06-13.8%
    2021$6.92-31.2%
    2022$1.36-80.3%
    2023$4.06+198.3%
    2024$1.72-57.5%
    2025$5.72+232.0%
    2026$5.58-2.5%

    Best and worst month-end to buy

    The best single month-end close to have bought NEPH was 2022-09 ($0.91): $1,000 then is $5,231 today. The worst was 2005-02 ($1,022): $1,000 then is $4.66.

    FAQ

    What would $1,000 in NEPH be worth today?

    A $1,000 investment in Nephros, Inc. (NEPH) at the start of 2004 would be worth about $5.14 today, a total return of -99.5%. Dividends are reinvested in these figures.

    What were the best and worst years for NEPH?

    Nephros, Inc. (NEPH)'s strongest calendar year since 2004 was 2009, a +550.0% return — $1,000 held through that year became about $6,500 by year-end. Its weakest year was 2010, at -87.2%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NEPH have grown?

    Investing $100 at the end of every month since 2004-09 would have grown to about $25,496 on $26,400 invested.

    Did NEPH beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,916. NEPH trailed the S&P 500 by +99.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Nephros, Inc. (NEPH) historical total-return data from 2004-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.