Wall Street RegretsThe regret calculator.

What if you'd held VIS?

A $1,000 investment in Vanguard Industrials ETF (VIS) at the month-end close of 2004-09 would be worth $9,704 at the close of 2026-08 — +870.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $6,916.

$1,000 since 2004$9,704Total return+870.4%Multiple9.7×CAGR+10.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$9,704Gain+$8,704 (+870.4%)Multiple9.7×CAGR+10.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2004$9,7042005$8,7182006$8,2652007$7,1762008$6,3402009$10,5362010$8,6302011$6,7792012$6,9392013$5,9242014$4,1742015$3,9082016$4,0512017$3,3652018$2,7702019$3,2222020$2,4762021$2,2052022$1,8252023$1,9962024$1,6292025$1,3942026$1,176

    Every year, $1,000 from 2004

    YearValue of $1,000Year return
    2004$1,000
    2005$1,055+5.5%
    2006$1,215+15.2%
    2007$1,375+13.2%
    2008$828-39.8%
    2009$1,010+22.1%
    2010$1,286+27.3%
    2011$1,256-2.3%
    2012$1,472+17.1%
    2013$2,089+41.9%
    2014$2,231+6.8%
    2015$2,152-3.5%
    2016$2,591+20.4%
    2017$3,147+21.5%
    2018$2,706-14.0%
    2019$3,520+30.1%
    2020$3,955+12.3%
    2021$4,778+20.8%
    2022$4,368-8.6%
    2023$5,351+22.5%
    2024$6,253+16.9%
    2025$7,414+18.6%
    2026$8,718+17.6%

    Best and worst month-end to buy

    The best single month-end close to have bought VIS was 2009-02 ($24.11): $1,000 then is $14,486 today. The worst was 2026-06 ($360): $1,000 then is $969.

    FAQ

    What would $1,000 in VIS be worth today?

    A $1,000 investment in Vanguard Industrials ETF (VIS) at the start of 2004 would be worth about $9,704 today, a total return of +870.4%. Dividends are reinvested in these figures.

    What were the best and worst years for VIS?

    Vanguard Industrials ETF (VIS)'s strongest calendar year since 2004 was 2013, a +41.9% return — $1,000 held through that year became about $1,419 by year-end. Its weakest year was 2008, at -39.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VIS have grown?

    Investing $100 at the end of every month since 2004-09 would have grown to about $123,469 on $26,400 invested.

    Did VIS beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $6,916. VIS beat the S&P 500 by +40.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Vanguard Industrials ETF (VIS) historical total-return data from 2004-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.