Wall Street RegretsThe regret calculator.

What if you'd held UTES?

A $1,000 investment in Virtus Reaves Utilities ETF (UTES) at the month-end close of 2015-09 would be worth $3,751 at the close of 2026-08 — +275.1% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,015.

$1,000 since 2015$3,751Total return+275.1%Multiple3.8×CAGR+12.9%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,751Gain+$2,751 (+275.1%)Multiple3.8×CAGR+12.9%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$3,7512016$3,6362017$3,1552018$2,7802019$2,6422020$2,1062021$2,1122022$1,7492023$1,7352024$1,7792025$1,2242026$973

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,152+15.2%
    2017$1,308+13.5%
    2018$1,376+5.2%
    2019$1,727+25.5%
    2020$1,722-0.3%
    2021$2,079+20.8%
    2022$2,096+0.8%
    2023$2,044-2.5%
    2024$2,971+45.4%
    2025$3,736+25.7%
    2026$3,636-2.7%

    Best and worst month-end to buy

    The best single month-end close to have bought UTES was 2015-09 ($20.35): $1,000 then is $3,751 today. The worst was 2026-02 ($84.99): $1,000 then is $898.

    FAQ

    What would $1,000 in UTES be worth today?

    A $1,000 investment in Virtus Reaves Utilities ETF (UTES) at the start of 2015 would be worth about $3,751 today, a total return of +275.1%. Dividends are reinvested in these figures.

    What were the best and worst years for UTES?

    Virtus Reaves Utilities ETF (UTES)'s strongest calendar year since 2015 was 2024, a +45.4% return — $1,000 held through that year became about $1,454 by year-end. Its weakest year was 2026, at -2.7%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in UTES have grown?

    Investing $100 at the end of every month since 2015-09 would have grown to about $27,771 on $13,200 invested.

    Did UTES beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,015. UTES trailed the S&P 500 by +6.6% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Virtus Reaves Utilities ETF (UTES) historical total-return data from 2015-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.