Wall Street RegretsThe regret calculator.

What if you'd held XCEM?

A $1,000 investment in Columbia EM Core ex-China ETF (XCEM) at the month-end close of 2015-09 would be worth $3,474 at the close of 2026-08 — +247.4% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $4,015.

$1,000 since 2015$3,474Total return+247.4%Multiple3.5×CAGR+12.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$3,474Gain+$2,474 (+247.4%)Multiple3.5×CAGR+12.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2015$3,4742016$3,3362017$2,9152018$2,1852019$2,4622020$2,0572021$1,8792022$1,7412023$2,1132024$1,7612025$1,7542026$1,309

    Every year, $1,000 from 2015

    YearValue of $1,000Year return
    2015$1,000
    2016$1,144+14.4%
    2017$1,526+33.4%
    2018$1,355-11.2%
    2019$1,622+19.7%
    2020$1,775+9.5%
    2021$1,916+7.9%
    2022$1,579-17.6%
    2023$1,894+19.9%
    2024$1,902+0.4%
    2025$2,549+34.0%
    2026$3,336+30.9%

    Best and worst month-end to buy

    The best single month-end close to have bought XCEM was 2016-01 ($13.68): $1,000 then is $3,670 today. The worst was 2026-06 ($52.88): $1,000 then is $949.

    FAQ

    What would $1,000 in XCEM be worth today?

    A $1,000 investment in Columbia EM Core ex-China ETF (XCEM) at the start of 2015 would be worth about $3,474 today, a total return of +247.4%. Dividends are reinvested in these figures.

    What were the best and worst years for XCEM?

    Columbia EM Core ex-China ETF (XCEM)'s strongest calendar year since 2015 was 2025, a +34.0% return — $1,000 held through that year became about $1,340 by year-end. Its weakest year was 2022, at -17.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in XCEM have grown?

    Investing $100 at the end of every month since 2015-09 would have grown to about $27,963 on $13,200 invested.

    Did XCEM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $4,015. XCEM trailed the S&P 500 by +13.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Columbia EM Core ex-China ETF (XCEM) historical total-return data from 2015-09 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.