Wall Street RegretsThe regret calculator.

What if you'd held HTB?

A $1,000 investment in HomeTrust Bancshares, Inc. (HTB) at the month-end close of 2012-07 would be worth $4,232 at the close of 2026-08 — +323.2% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,588.

$1,000 since 2012$4,232Total return+323.2%Multiple4.2×CAGR+10.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$4,232Gain+$3,232 (+323.2%)Multiple4.2×CAGR+10.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$4,2322013$3,8892014$3,2872015$3,1552016$2,5952017$2,0292018$2,0412019$2,0032020$1,9362021$2,6452022$1,6282023$2,0592024$1,8152025$1,4292026$1,107

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$1,183+18.3%
    2014$1,233+4.2%
    2015$1,499+21.6%
    2016$1,917+27.9%
    2017$1,906-0.6%
    2018$1,942+1.9%
    2019$2,009+3.4%
    2020$1,471-26.8%
    2021$2,389+62.4%
    2022$1,889-20.9%
    2023$2,143+13.4%
    2024$2,721+27.0%
    2025$3,513+29.1%
    2026$3,889+10.7%

    Best and worst month-end to buy

    The best single month-end close to have bought HTB was 2012-07 ($11.13): $1,000 then is $4,232 today. The worst was 2026-07 ($51.01): $1,000 then is $923.

    FAQ

    What would $1,000 in HTB be worth today?

    A $1,000 investment in HomeTrust Bancshares, Inc. (HTB) at the start of 2012 would be worth about $4,232 today, a total return of +323.2%. Dividends are reinvested in these figures.

    What were the best and worst years for HTB?

    HomeTrust Bancshares, Inc. (HTB)'s strongest calendar year since 2012 was 2021, a +62.4% return — $1,000 held through that year became about $1,624 by year-end. Its weakest year was 2020, at -26.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in HTB have grown?

    Investing $100 at the end of every month since 2012-07 would have grown to about $39,753 on $17,000 invested.

    Did HTB beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,588. HTB trailed the S&P 500 by +24.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    HomeTrust Bancshares, Inc. (HTB) historical total-return data from 2012-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.