Wall Street RegretsThe regret calculator.

What if you'd held NGVC?

A $1,000 investment in Natural Grocers by Vitamin Cottage, Inc. (NGVC) at the month-end close of 2012-07 would be worth $1,926 at the close of 2026-08 — +92.6% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $5,588.

$1,000 since 2012$1,926Total return+92.6%Multiple1.9×CAGR+4.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,926Gain+$926 (+92.6%)Multiple1.9×CAGR+4.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2012$1,9262013$2,0472014$9202015$1,3872016$1,9182017$3,2862018$4,3742019$2,5482020$3,9302021$2,4202022$2,2782023$3,4512024$1,7992025$7132026$1,114

    Every year, $1,000 from 2012

    YearValue of $1,000Year return
    2012$1,000
    2013$2,224+122.4%
    2014$1,476-33.6%
    2015$1,067-27.7%
    2016$623-41.6%
    2017$468-24.9%
    2018$803+71.7%
    2019$521-35.2%
    2020$846+62.4%
    2021$899+6.3%
    2022$593-34.0%
    2023$1,138+91.8%
    2024$2,873+152.5%
    2025$1,837-36.1%
    2026$2,047+11.4%

    Best and worst month-end to buy

    The best single month-end close to have bought NGVC was 2017-10 ($3.45): $1,000 then is $7,962 today. The worst was 2025-04 ($48.82): $1,000 then is $563.

    FAQ

    What would $1,000 in NGVC be worth today?

    A $1,000 investment in Natural Grocers by Vitamin Cottage, Inc. (NGVC) at the start of 2012 would be worth about $1,926 today, a total return of +92.6%. Dividends are reinvested in these figures.

    What were the best and worst years for NGVC?

    Natural Grocers by Vitamin Cottage, Inc. (NGVC)'s strongest calendar year since 2012 was 2024, a +152.5% return — $1,000 held through that year became about $2,525 by year-end. Its weakest year was 2016, at -41.6%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in NGVC have grown?

    Investing $100 at the end of every month since 2012-07 would have grown to about $40,530 on $17,000 invested.

    Did NGVC beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $5,588. NGVC trailed the S&P 500 by +65.5% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    Natural Grocers by Vitamin Cottage, Inc. (NGVC) historical total-return data from 2012-07 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.