Wall Street RegretsThe regret calculator.

What if you'd held STPZ?

A $1,000 investment in PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund (STPZ) at the month-end close of 2009-08 would be worth $1,490 at the close of 2026-08 — +49.0% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,552.

$1,000 since 2009$1,490Total return+49.0%Multiple1.5×CAGR+2.4%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$1,490Gain+$490 (+49.0%)Multiple1.5×CAGR+2.4%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$1,4902010$1,4422011$1,3932012$1,3312013$1,3022014$1,3292015$1,3482016$1,3522017$1,3142018$1,3072019$1,3052020$1,2442021$1,1802022$1,1172023$1,1692024$1,1222025$1,0832026$1,018

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,035+3.5%
    2011$1,083+4.6%
    2012$1,108+2.2%
    2013$1,085-2.0%
    2014$1,070-1.4%
    2015$1,067-0.3%
    2016$1,098+2.9%
    2017$1,103+0.5%
    2018$1,105+0.2%
    2019$1,159+4.9%
    2020$1,222+5.4%
    2021$1,291+5.6%
    2022$1,233-4.5%
    2023$1,286+4.3%
    2024$1,331+3.6%
    2025$1,416+6.4%
    2026$1,442+1.8%

    Best and worst month-end to buy

    The best single month-end close to have bought STPZ was 2009-08 ($35.38): $1,000 then is $1,490 today. The worst was 2026-08 ($52.72): $1,000 then is $1,000.

    FAQ

    What would $1,000 in STPZ be worth today?

    A $1,000 investment in PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund (STPZ) at the start of 2009 would be worth about $1,490 today, a total return of +49.0%. Dividends are reinvested in these figures.

    What were the best and worst years for STPZ?

    PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund (STPZ)'s strongest calendar year since 2009 was 2025, a +6.4% return — $1,000 held through that year became about $1,064 by year-end. Its weakest year was 2022, at -4.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in STPZ have grown?

    Investing $100 at the end of every month since 2009-08 would have grown to about $25,571 on $20,500 invested.

    Did STPZ beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,552. STPZ trailed the S&P 500 by +80.3% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    PIMCO 1-5 Year U.S. TIPS Index Exchange-Traded Fund (STPZ) historical total-return data from 2009-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.