Wall Street RegretsThe regret calculator.

What if you'd held TBF?

A $1,000 investment in ProShares Short 20+ Year Treasury (TBF) at the month-end close of 2009-08 would be worth $613 at the close of 2026-08 — -38.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,552.

$1,000 since 2009$613Total return-38.7%Multiple0.61×CAGR-2.8%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$613Gain+$-387 (-38.7%)Multiple0.6×CAGR-2.8%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$6132010$5902011$6732012$9552013$1,0142014$9052015$1,1842016$1,2042017$1,2462018$1,3622019$1,3192020$1,4812021$1,8362022$1,8122023$1,2732024$1,2432025$1,0682026$1,055

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$876-12.4%
    2011$617-29.5%
    2012$582-5.8%
    2013$651+12.0%
    2014$498-23.5%
    2015$490-1.6%
    2016$473-3.4%
    2017$433-8.5%
    2018$447+3.2%
    2019$398-10.9%
    2020$321-19.3%
    2021$325+1.3%
    2022$463+42.4%
    2023$474+2.4%
    2024$552+16.3%
    2025$559+1.3%
    2026$590+5.5%

    Best and worst month-end to buy

    The best single month-end close to have bought TBF was 2020-07 ($12.86): $1,000 then is $1,959 today. The worst was 2009-12 ($42.73): $1,000 then is $590.

    FAQ

    What would $1,000 in TBF be worth today?

    A $1,000 investment in ProShares Short 20+ Year Treasury (TBF) at the start of 2009 would be worth about $613 today, a total return of -38.7%. Dividends are reinvested in these figures.

    What were the best and worst years for TBF?

    ProShares Short 20+ Year Treasury (TBF)'s strongest calendar year since 2009 was 2022, a +42.4% return — $1,000 held through that year became about $1,424 by year-end. Its weakest year was 2011, at -29.5%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in TBF have grown?

    Investing $100 at the end of every month since 2009-08 would have grown to about $24,603 on $20,500 invested.

    Did TBF beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,552. TBF trailed the S&P 500 by +91.9% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    ProShares Short 20+ Year Treasury (TBF) historical total-return data from 2009-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.