Wall Street RegretsThe regret calculator.

What if you'd held VNM?

A $1,000 investment in VanEck Vietnam ETF (VNM) at the month-end close of 2009-08 would be worth $823 at the close of 2026-08 — -17.7% total return, dividends reinvested. The same $1,000 in the S&P 500 would be worth $7,552.

$1,000 since 2009$823Total return-17.7%Multiple0.82×CAGR-1.1%

Your scenario

Dates resolve to the nearest month-end close.
Leave empty for "held until today".
Invested at each month-end. Starts on the buy date.

Result

Worth$823Gain+$-177 (-17.7%)Multiple0.8×CAGR-1.1%

    If you'd bought $1,000 at the start of each year

    Value of $1,000 invested on January 1 of each year, held to 2026-08, dividends included.

    2009$8232010$8752011$8412012$1,4972013$1,1842014$1,0982015$1,0452016$1,3082017$1,4462018$1,0442019$1,2552020$1,1492021$1,0462022$8572023$1,5242024$1,3252025$1,4902026$895

    Every year, $1,000 from 2009

    YearValue of $1,000Year return
    2009$1,000
    2010$1,040+4.0%
    2011$584-43.8%
    2012$739+26.5%
    2013$796+7.8%
    2014$837+5.1%
    2015$669-20.1%
    2016$605-9.6%
    2017$838+38.5%
    2018$697-16.8%
    2019$761+9.2%
    2020$836+9.9%
    2021$1,020+22.0%
    2022$574-43.8%
    2023$660+15.0%
    2024$587-11.1%
    2025$977+66.5%
    2026$875-10.5%

    Best and worst month-end to buy

    The best single month-end close to have bought VNM was 2020-03 ($9.71): $1,000 then is $1,759 today. The worst was 2011-01 ($22.51): $1,000 then is $759.

    FAQ

    What would $1,000 in VNM be worth today?

    A $1,000 investment in VanEck Vietnam ETF (VNM) at the start of 2009 would be worth about $823 today, a total return of -17.7%. Dividends are reinvested in these figures.

    What were the best and worst years for VNM?

    VanEck Vietnam ETF (VNM)'s strongest calendar year since 2009 was 2025, a +66.5% return — $1,000 held through that year became about $1,665 by year-end. Its weakest year was 2011, at -43.8%.

    Does the calculator include dividends and splits?

    Yes where available. Prices are adjusted for both stock splits and reinvested dividends (total return), the same measure brokerages use.

    How much would $100 per month in VNM have grown?

    Investing $100 at the end of every month since 2009-08 would have grown to about $23,679 on $20,500 invested.

    Did VNM beat the S&P 500?

    Over the same period, $1,000 in the S&P 500 index would be worth $7,552. VNM trailed the S&P 500 by +89.1% in total return.

    Is this investment advice?

    No. Wall Street Regrets is an entertainment and education tool. Every number is a historical calculation, not a prediction, and past performance never guarantees future results.

    Methodology

    VanEck Vietnam ETF (VNM) historical total-return data from 2009-08 to 2026-08, reduced to month-end closes for the tables above.

    Returns use adjusted close prices from Yahoo Finance historical data — adjusted for stock splits and reinvested dividends — the same convention used by major brokerages. A "year" scenario invests $1,000 at the prior December's month-end close and values it at the latest available month-end close. Non-USD amounts are converted at historical month-end exchange rates (Yahoo Finance): to USD on the buy date and back to your currency at the latest rate, so the return reflects the currency move as well as the asset.

    Month-end resolution means intra-month extremes are not captured in tables; the calculator uses exact trading-day closes where daily data is available. Figures ignore taxes, fees, and the currency effects of non-USD listings. History is not a forecast. Wall Street Regrets is entertainment, not investment advice.

    Full methodology →

    What if you'd held…

    Data: adjusted close prices via Yahoo Finance. As of 2026-08. Not financial advice.